View all posts tagged under Business Finance
Here are some strategies bulletproof your business during a pandemic so that your small business can survive.
4 Smart Ways to Bulletproof Your Small Business During a Pandemic Read More »
All Topics, Business and Career
If your business is struggling, the following methods could give your business a boost that you have been needing.
6 Ways To Give Your Business A Boost If You’re Going Through A Rough Patch Read More »
All Topics, Branding and Marketing
Assumptions people have about running a business can result in an unpleasant surprise. These 3 business facts that may surprise a layperson.
3 Facts About Business That Would Surprise A Layperson Read More »
All Topics, Business and Career, Money and Finance
If you have never started a business before, the first couple of weeks can be daunting. Let’s take a look at the top five actions you should make a priority the first week of business.
5 Things to Do in the First Week of Your Business Read More »
All Topics, Business and CareerMany have come to me asking for the answer to this question and the truth is that it is a lot easier than you may think. I am totally serious! If you know me and have browsed my site before then you know that I offer WordPress Design Services. Did you know that you DON”T even need to have services or products to offer in order to make money on your blog or website?
How do I get started if I want to make money with my blog? Read More »
Money and Finance
Managing cash flow is crucial in every business. Let’s take a look at the do’s and don’ts of managing cash flow in your small business.
The Do’s And Don’ts Of Managing Cash Flow In Your Small Business Read More »
All Topics, Money and Finance
It’s more than possible these days to get a venture underway with only limited amounts of money. Here are some underrated ways to save money.
Underrated Ways To Save Money As a New Business Read More »
All Topics, Money and Finance
Having some financial projections in place can assist in important decisions. Here is how financial forecasting can help your business.
Why Financial Forecasting Is Vital For Your Small Business Read More »
All Topics, Money and Finance
Finding ways to tackle and resolve financial worries is vital if an entrepreneur intends on having a successful venture. Here are some tips.
Entrepreneurial Tips for Preparing for Financial Worries Read More »
All Topics
Preparation and education along with the essential trading equipment are the keys to making you a successful stock market trader. Here are 8 tips.
How to build your personal savings with stock market trading Read More »
All Topics, Money and Finance
If you’re like me, managing your finances doesn’t necessarily come easily in life. Still, even though I sometimes struggle with managing wealth, I understand that it’s an important part of leading a responsible, adult life. So I recently reached out for advice to the people in my life who I feel have a better grasp on this kind of thing. A lot of them highlighted the benefit of using Stansberry Research, a publisher of financial information, as a resource for education. It’s sound advice, as I’ve come to learn, so I asked my acquaintances to pass along their secrets for using the publisher and compiled them below. Enjoy!
Secrets to Staying Informed with Stansberry Research Read More »
Money and Finance
That time of year is upon us – a season of festivities, indulgence and the promise of a fresh and bright New Year. However, for many of us, this time of year is a difficult one. It can be one of debt, overwhelming pressure to spend money, and doom and gloom as another year of financial hardship beckons. What can be done? Here, we look at how to reverse the cycle of spending, debt, and guilt – to unleash a brand new you in 2019.
New Year, New You? How to Make Your Financial Resolutions Stick Next Year Read More »
All Topics, Money and FinanceRunning your own business is certainly a dream come true for many people, but it comes with a wide range of additional expenses that you simply wouldn’t have to think about if you were employed. Small businesses are constantly being squeezed by increases to expenses, whether it’s the rising cost of business insurance, or prices going up at your local business wholesaler.
The good news is that by using some smart and savvy tips and tricks, you can drive down the amount that you’re spending on small business expenses and cut costs as much as possible without compromising on the quality of service that your brand provides. We’ve put together some of the best ways to drive your small business costs down.
Top 5 Ways to Drive Small Business Costs Down Read More »
Money and Finance
he goal of most mompreneurs is to build their business to a point where it is making them a healthy income. Everyone’s idea of a healthy income will be different. Some may be happy to be turning a small business profit that covers their everyday living expenses. Others wouldn’t feel happy unless they had several million dollars in the bank.
If you have a sound business idea, business plan, and the skill to develop your business, there’s no reason why you shouldn’t make a success of your venture. You could easily be earning a six-figure sum every year. The question is, what should you do with your small business profit?
How to Manage Your Small Business Profits Read More »
Money and Finance
Starting a new business is tough and it’s going to take a long time before you start making any real profit. You’ll have to cover all of the start up costs and invest in marketing to find your first customers. But even when you’ve got those customers, you’re still not going to be making any profit yet. You’ll still have all of your overheads to pay and it’ll take time before you can break even. Once you’ve reached that stage, any further growth will hopefully lead to your first profits.
A lot of businesses fail before they even get this far so if you’ve managed it, congratulations. Now you’ve got to decide what you’re going to do with those profits. It’s tempting to splash out and treat yourself because you’ve probably been struggling for money for a while. That’s fine, but don’t go overboard. If your business is going to be a success and continue to make profits, you need to reinvest that money into the company and push it forward. These are the most sensible ways to invest your company’s first profits.
8 Sensible Ways For Companies To Spend Their First Profit Read More »
All Topics, Money and Finance
Everyone wants financially security for now and for the future. When you are young and single you are not quite so bothered about it, but as people mature, get married and start families it is something they can become very aware of. Having a well-paid job helps, but it is not the only answer by any means and there are other things you need to do to secure your financial future.
The Keys to Building Financial Security Read More »
All Topics, Money and Finance
As a parent, it can be difficult to find the cash to start your new business venture. This often means that many moms let go of their dreams and don’t ever become the mompreneur that they are capable of being. The good news is that there are plenty of ways to fund your new small business venture and in this article, we are going to talk you through some of your options. Keep reading if you’d like to find out more about this.
How To Fund Your New Small Business Venture Read More »
All Topics, Money and Finance
As a business owner, you’re undoubtedly going to find yourself in a situation that calls for a loan sooner or later. Since every business is different, the decision whether to proceed with it or not should always be evaluated on a case-per-case basis. In many cases this is a good way to reach a new milestone in your entrepreneurial career and make the breakthrough you’ve always been dreaming of.
Why Securing Funds for Your Small Business Is the Smart Thing To Do Read More »
All Topics, Money and Finance
One of the main reasons women tend to hold back on starting their own brilliant business is a fear of the financial commitment involved. This is perfectly understandable; after all, setting up a business can be an expensive undertaking! You don’t know for sure when or even if you will start to turn a profit, and most people don’t have the capital to set themselves up without business loans or other outside investment. It puts a great deal of pressure on fledgling mompreneurs and means that many women who have brilliant ideas for small businesses and the abilities required to make them successful never get the opportunity to prove themselves. If you have a business idea but worry your finances are holding you back, there may be a solution to your problem.
How to Fund Your Brilliant Business Idea on a Budget Read More »
All Topics, Money and Finance
Summer is finally here. A chance to take a breather and enjoy some time hanging out with the kids—be it in town or somewhere new. Still, fall will be here before you know it, and if you’ve been considering getting involved with the school’s fundraising program—now’s the time. Start looking toward September now to ensure the school gets what it needs all the way through next June.
It’s worth noting that fundraising takes a lot of time. There’s a reason that the image of the PTA mom or dad is a stay-at-home parent, but just because you’ve got a busy schedule doesn’t mean you have to have to stay on the sidelines when it comes to helping out.
We’ve compiled a list of four useful fundraising ideas that take a set-it-and-forget-it approach to generating some cash. For more, check out these 10 quick & easy school fundraising ideas.
Four School Fundraising Ideas for Busy Working Moms Read More »
All Topics, Money and Finance
When you start a new business, you will have all the skills you need to produce and sell the products you make. However, when it comes to budgeting, you might find it a trickier situation. Unfortunately, not everyone is going to be good at everything, so it’s vital you find a way to help you manage your budget effectively, while still being able to concentrate on getting your company off the ground.
Learning to Budget with Your New Business Read More »
All Topics, Money and Finance
Corporate travel is the key to having a business that reaches across the nation and into other countries, and as a result, it can take up a larger part of any business expenditure than you might anticipate.
However, as a necessary expense when attracting international clients and more investors, it can be difficult to cut down on business travel expenses. Sometimes, you need to assess where your money is going on these trips and think about the savings you could make that will benefit your business if they are channeled into more useful areas. To help you cut back, take note of these ideas.
Eight Ways to Cut Down on Business Travel Expenses Read More »
All Topics, Business and Career, Money and Finance
A Wise Investment: Smart Money Moves For The Financially Savvy You’ve worked hard for your income and the money you’re able to bring in and save each month, and you’ll want to look after it so that it can grow, and you’ll have a comfortable financial future ahead. However, banks can only provide you with
Smart Money Moves For The Financially Savvy Read More »
All Topics, Money and Finance
There’s a reason that Momtrepreneurs are such a rare and recent phenomenon. Well, actually there are numerous reasons, and they’re widespread and varies. There’s the stifling culture of gender inequality that has seen many a resourceful and intelligent woman fail to be taken seriously, resulting in a gender pay gap that experts predict could take centuries to close. There’s the biological instinct to spend as much time as possible with her children which has seen even the most ambitious career woman change trajectory. There’s also the fine line that needs to be walked between being a provider for your children in the monetary sense and being a provider in the emotional and corporeal sense. All working Moms know the gnawing sense of inadequacy that comes with never feeling like we’ve got the balance right… That we could be making more of our time and our money.
Money Management For Momtrepreneurs Read More »
Money and Finance
It’s hard to know what you’re supposed to be doing with your money. You want to save it for the future, but you don’t want to leave it in a bank account to collect dust. Unexpected costs can arise out of the blue and you need a financial safety net when that happens. The best way to secure your funds in the long-term is to find ways to increase your wealth and ensure you have more money available when unexpected costs do arise. Your income may be stable but that isn’t always enough to promise a sound financial future. Here are some ideas for increasing your wealth this year.
Tips and Ideas For Increasing Your Wealth This Year Read More »
Money and Finance
If you watch Dragon’s Den or The Apprentice, you may be forgiven for thinking that it’s relatively easy to get a business venture off the ground. The reality is that these programs give you a snapshot of what life is like as an entrepreneur. They rarely document the highs and lows and endless late nights that are involved in getting a business up and running. The truth is that it’s not easy to build a successful business. In fact, it’s incredibly difficult. It’s well-documented that around 90 percent of new startups fail. If you’ve put in the graft, the last thing you want is for your hard work to go to waste. Here are some essential steps to keep your new business above water.
Don’t Let Your Hard Work Go To Waste Read More »
All Topics, Business and Career
There’s a reason so many businesses fail early on- it’s an incredibly difficult balancing act. There are so many components that have to be exactly right, a business is a lot like a car in that if one part goes wrong, the whole thing will fail. So if you have managed to defy the odds and create a business that’s successful and turning a profit, congratulations. But now’s not the time to get complacent- here’s how you can give it a boost.
Increase Profits and Run Your Business More Efficiently Read More »
All Topics, Money and Finance
Modern tech is constantly making our lives easier, but it can also save money for business owners. In the workplace, there are lots of ways that we could be embracing digital technology in order to cut costs. Here are a few money-saving methods.
5 Ways Technology Can Save Money For Your Business Read More »
All Topics, Branding and Marketing
You have an incredible idea that you can see working as a viable business. Your friends are amazingly supportive listening to you enthuse about your plans and keep telling you to stop talking about them and start putting them into action. But you don’t know how to take the next step and make your business dream happen. Read the tips below to see just how easy it is to make your business dreams into a reality.
Turn Your Business Dream Into Reality With These 5 Tips Read More »
Business and Career
Let’s face it – being a parent is not exactly the most financially rewarding profession in the world. In fact, the complete opposite could be said. No matter how much you budget, kids will always need something more than you had planned for financially. So when the time comes towards financing your business venture, you have to figure out how to plan this into your accounts. But where will the money come from? And how hard is it to stick to budget when you have children who take top priority?
Financing Your Venture – Is It Hard To Do With Kids? Read More »
Money and Finance
Running a business successfully is only possible if you make sure that you have a financial arrangement in place that is simple and ordered. If you are not in control of your business’ finances then your business can fail. So many small businesses, as well as some bigger ones, have crumbled and fallen apart as a result of financial mismanagement. Don’t let that happen to yours too. Here are some tips to help you get your business’ finances in order today.
Get Your Business’ Finances in Order Today Read More »
All Topics, Money and Finance
The world of business financing is fast-moving. It can be bewildering for entrepreneurs who have enough on their plates. Developing their core business to steer between all the different choices available can be tough. What are the main choices you face if you do not want to hand over any business equity?
Types of Loans and Lenders: A Business Financing Break Down Read More »
All Topics, Money and Finance
In an ideal world, investors and partners would hear about your amazing new product or service through the grapevine and line up around the block for their chance to get involved. In the real world, you’ll have to work hard to pitch your business. Delivering a concise, persuasive pitch can be a nerve-wracking endeavor for even the bravest of entrepreneurs. After all, millions of viewers tune in to ABC to watch hopeful entrepreneurs present their ideas on Shark Tank. Your business pitch may not come with a built-in audience and an imposing panel of famous investors, but your presentation has the potential to make or break your business.
4 Tips for Putting Together an Irresistible Business Pitch Read More »
All Topics, Branding and Marketing
Do you want to make more money? Of course you do! There are probably very few people out there who would tell you they don’t want to make more money. There are a few ways you can do this, but one of the best ways is by taking an investment risk. Whether you’re a business or an individual, taking a risk can be key to getting your bank balance to increase. The odds will usually be better than you expect, too!
Taking a risk must be calculated, though. This isn’t about going into a casino and putting your life savings on red. You need to assess your limits. Just how big of a investment risk are you willing to take? What do you think you can handle? Everybody has their own set of limits, and knowing yours will help you to figure out what to do. Just don’t underestimate your ability to handle challenges!
Take An Investment Risk And Make More Money Read More »
Money and Finance
If you have big dreams for starting your own business, but you don’t think you have enough capital to get it started, then I’ve got some good news for you: you’re wrong! You don’t need to be born into money or sitting on a small fortune to get your business up and running. Simple resourcefulness and a few smart decisions can stretch your available resources much farther. Here are a few tips for starting a business on a tight budget…
Top Tips For Starting Your Business On A Tight Budget Read More »
All Topics, Money and Finance
Do you want to be successful in life and make lots of money for your family? Of course, you do because then you can start building up future earnings that you can rely on. You will never be in a position where you struggling with money or worse in debt. Forty percent of people across the country right now are living with some kind of debt. So, if you think a situation like that is rare, you are absolutely wrong. The truth is that individuals who end up with debt don’t make poor financial decisions as most people assume. They just don’t do anything to grow their finances and push themselves further than before. Instead, their finances stay stagnant as do their future prospects in life. You don’t want that do you? There are a few things you can do and steps you can take to ensure your finances are always growing. Eventually you will reach the point where you can afford the type of life you deserve. Let’s start by thinking about your career.
Nurture Your Finances And They’ll Grow To The Sky Read More »
All Topics, Money and Finance
A lot of pride goes into building a business, whether your company operates on a local or a global basis; whether that company is large in operation or rather small. If you’re an independent mother who’s built her business from scratch, the feat is even more impressive.
However, the fact remains that all the pride and determination in the world isn’t always sufficient when it comes to the mammoth task of not only growing your business, but keeping it running consistently and constantly in the green. You’re a mompreneur, but that doesn’t mean you can’t enlist help. It’s smart to do so and it offers you more time to focus on your business.
Can Experts Really Help Your Business Flourish? Read More »
Money and Finance
As a wife, mom, and business owner, my everyday life can become quite the juggling act. Here to help me do that is my best business partner, Insightly.
Why manage your business with Insightly the #1 CRM? Read More »
Business Spotlight
When you’re looking for an investment manager to oversee your investments, you want someone who will put your financial needs first and keep your overall goal near and dear to his or her heart. How do you do that if you’re not really sure how to go about finding such an investment manager?
It is an important decision and not one that should be taken lightly. You can make certain you’ve found the right financial advisor for you by working through the following checklist.
Here’s How to Pick the Right Investment Manager Read More »
Money and Finance
Business is a world which presents challenges from day one. We all have our ways of dealing with obstacles, and no-one can say for certain what’s the right way. If you want to claim that the people who really get ahead are the ones from Group A, someone from Group B will wave their Platinum Card in your face. Metaphorically, of course. Unless Group B is for “Braggarts.”
But we all know, more or less, which group we fall into. We may be the cautious type, who will not spend money in business without having researched what we’re about to do. There are those who fall into the “high roller” category. They play big, aiming to win big and not bothered by the idea that sometimes they’ll lose big. There are delegators, who know what they can and can’t do. Opposite them, the micromanagers – who keep their fingers in as many pies as possible.
BigData: Listening To Your Gut? You Need To Engage Your Brain, Too Read More »
All Topics, Money and Finance
Even with the economy growing at its current pace, being a small business owner is still a big responsibility to take on. You have to manage every part of the business meticulously in order to turn over a profit. This includes managing finances, projects and productions, marketing the products and services you’re offering, and keeping the day-to-day operations of the business running as smoothly as possible.
A bad credit score, however, can really hamper your small business’s growth. We’re not just talking about the business’s credit score either. With small businesses, banks and financial institutions tend to look closely at the owner’s credit history, how can bad credit affect your business?
How Bad Credit Affects Your Small Business Read More »
All Topics, Money and Finance
Are you struggling to keep track of all of the transactions, statements, liabilities, and documents that are included in managing a business?
Does the end of the year signal grief and frustration as you try to compile all of your business documents and bank notes? Don’t stress; get the year-end digitized checklist from Quon & Associates. It’s like having your own personal accountant at the ready.
Taking Care of Year-End Business Items Read More »
All Topics, Money and Finance
It’s 2016, and if you are a business owner, you already need to be thinking about 2017. What issues will that new year bring? It’s closer than you think. Yes, we’re only in Summer, but just you wait. Before you know, it will be time to pay the annual taxation costs for your business. Then, you’ll be thinking about how to attract new customers and what marketing push to try next. You’ll also need to think about the cost of keeping your company open. There’s going to be plenty of fun and games in 2017 and beyond for small business owners. The market is only getting more competitive, and new companies are opened every day. No matter what industry your business is in, you need to be prepared for future problems.
What problems are we talking about? Below, we’ll highlight some of the major issues you will have to deal with as a business owner. These are based on the state of the global economy now and forecasts for the future. Let’s get started by thinking about energy.
Business Experts Suggest The Issues Your SME Will Face In 2017 Read More »
All Topics, Money and Finance
When people have that kind of money, it isn’t stored as cash in a safe somewhere. It is in the form of things like real estate and business holdings. And exactly how much money any given person is worth depends upon what other people think those holdings are worth. And those valuations can change by the day, hour, or even minute.
Sometimes it isn’t a matter of simply losing everything. Seán Quinn, for example, was the richest man in Ireland at the start of 2008 — estimated to be worth $6 billion. Although he started off in the 1970s selling gravel, he built a business empire that spanned construction, real estate, and insurance. But when the financial crisis hit, his business empire crumbled. Not only did he lose the $6 billion he was thought to be worth, he ended up over $3 billion in debt before declaring bankruptcy.
Infographic of 8 of the Biggest Fortunes Ever Lost Read More »
All Topics, Money and Finance
Whether your business is starting out or it is looking to grow if you are seeking a loan it can be rather difficult as banks and lending institutions can be demanding in their lending review practices. Businesses with small or few assets to their name may find it far more difficult to secure a traditional loan, as lenders will be wary and worried if they will be able to make payments. Other business owners may not be able to provide reassurance that lenders seek to alleviate their concerns that the business may fail and the loan won’t get repaid.
For businesses that need a loan when you approach a lender, it’s important to understand the basis on which loans are made as well as calculating your finances and creating a business plan. Once you have done those 3 key things small businesses or businesses looking to grow do have options as you can get a government-backed loan, a traditional bank loan or a loan provided by lenders, The Lenders List is an online directory company that shows a variety of lenders and loans.
Knowing When And Why You Might Need A Business Loan Read More »
Money and Finance
You did it. You organized those expenses, you filed your paperwork, you’re done with tax season, and you’re feeling pretty good about your tax situation. However just because you’ve gotten through this tax season, doesn’t mean you should stop preparing.
That’s probably the last thing you want to think about now, right?
The good news is a little proactive thinking throughout the year will make next year’s tax season a dream.
Staying prepared year-round offers a host of tax benefits Read More »
Business Spotlight, Money and FinanceIt’s time to file your taxes and tax season is open season for identity thieves. Here to help with some tips is H & R Block’s Block Advisor Team
How to protect future tax returns from being stolen Read More »
Business Spotlight, Money and Finance
The worst part of running a business is paying tax. Don’t get me wrong, there is nothing wrong with paying what you owe. But, businesses seem to have to pay a lot more tax just because they are a business. Add to that the fact that it is complex and needs a lot of preparation, and that it is one of your biggest expenses, and it becomes clear it is a nuisance.
For the most part, the tax system is always going to be complex and a large part of your yearly expenses. However, it doesn’t have to be as big a part as it is currently. That’s right, you can cut your tax bill, and you can do it without breaking the law. Unless you have a moral obligation, the tips below could save you a fortune and make running a successful business much easier.
Perfectly Legal Ways Your Business Can Pay Less Tax Read More »
Money and FinanceSkip the headache, start a routine of year-round tax preparation and planning. H & R Block tells you how.
Tax Preparation and Planning is Easier with a Strategy Read More »
Business Spotlight, Money and FinanceIf you’re the sole proprietor of your business expenses can be difficult but there are advantages as you make all the profits and expenses are normally lower than other complex business structures. Expanding to an international market can be expensive so make sure you create a business plan and implement a budget for the expansion of an international business.
One benefit of having a sole proprietorship is that there are normally less expenses which will apply to a domestic market as well as an international one. Once you have got your business license it is always a good idea to get an accountant that way you can track your income and expenses. Having a sole proprietorship means that you won’t pay as much tax as other complex business structures. The tax will vary depending on which country your international business expands to. If you invest in an accountant at the beginning they can take care of the international business as well as your domestic one as there will be different tax laws and requirements depending on the country.
The Best Ways to Avoid Large Costs with an International Business Read More »
Money and Finance